Brilliance BaaS (Blockchain-as-a-Service) Platform

| Project Background
A large national financial institution aims to leverage its existing electronic letter of credit and forfaiting business capabilities to gradually expand into other financial sectors. Starting with forfaiting as the entry point, the platform will provide inter-bank and inter-insurance institutional processing capabilities for non-standard businesses. For example, by bundling forfaiting assets and connecting securities firms, rating agencies, and law firms, it enables asset valuation and securitization, while utilizing blockchain for asset-backed security transactions.

| Solution Overview

The BaaS platform adopts a three-tier architecture, comprising two functional layers and a support layer consisting of auxiliary systems:

1. Support Layer

●     Third-party container cloud platform

●      Internal monitoring system

●      Hardware-based signing and verification services

2.  Blockchain Layer

●      Enhanced underlying blockchain support capabilities

●       Multi-image and multi-version compatibility

●       Support for diverse consensus mechanisms

●        Domestic cryptographic algorithm adaptation

●        Data archiving functionality

●        Cross-chain interoperability features

3.  Service Layer

●        Core BaaS functionalities including:

           Deployment configuration module

           Operations and maintenance management module

           Platform administration module 

           Development support module

            API service module

|  BaaS supports two consortium chain governance models:

1.    Centrally Hosted Consortium Chain:

       Hosted within the clearing center's internal environment

       Participants access via shared front-end interfaces

       The current forfaiting blockchain project adopts this model

2.    Open Consortium Chain Network:

      Participants deploy nodes within their own environments

      Nodes form a consortium chain together with the clearing center's internal nodes